Digital Delivery Terms of Use
1. Acceptance
of Terms of Use
Please review the following terms
and conditions carefully. This agreement
(the “Terms of Use”) is a legally binding contract between you (“You” or
“Your”) and Digital Delivery, Inc. (“Digital Delivery,” “We,” “Us,” or “Our”) regarding
Your access to and use of the Digital Delivery website (the “Site”). Digital Delivery offers access to certain tools
and services accessible through the Site, including, but not limited to, Digital
Delivery’s real estate closing system comprising electronic means for lenders,
title agents, attorneys, settlement agents, escrow agents, notaries public, and
other interested parties to complete documentation necessary for the refinance,
purchase and sale of real estate (collectively,
the “Service”).
In addition to any terms and
conditions set forth in an agreement between Digital Delivery and You, You must
also read, agree with, and accept all of the terms and conditions contained in
these Terms of Use and the Privacy Policy
which include those terms and conditions
expressly set out below and those incorporated by reference, before you may
become a client (“Client”) of Digital Delivery.
By accessing the Site and/or the Service You agree to the terms and
conditions as outlined in these Terms of Use. If you do not agree to be
bound by these Terms of Use, you are not authorized to use or access Our Site
or the Service.
Two types of users may access the
Site and use the Service – browsers on the Site that do not have access to
password-restricted information, and Clients.
An “Employee” is an employee, agent, independent contractor,
subcontractor, or other affiliate of Client.
If you are an Employee, You are accessing the Site on behalf of Client
and are also bound by these Terms of Use.
Our password-restricted services are only available to Clients and
individuals who can form legally binding
contracts under applicable law. Without
limiting the foregoing, our password-restricted services are not available to
minors or to temporarily or indefinitely suspended Digital Delivery Clients. If you do not qualify, you are not
authorized to use or access Our Site or the Service.
If you are not a Digital Delivery Client or authorized
affiliate of a Digital Delivery Client, You may access the Site only for
informational purposes, but may not receive a user name or password, or access
password-restricted information, access or receive confidential information, or
use the Service.
Digital Delivery reserves the right
to change these terms and conditions and/or the Service from time to time at
its sole discretion by posting such revised terms and conditions on the
Site. Your continued use of the Site
following any such change constitutes Your acknowledgement of such change and
Your agreement to follow and be bound by the modified terms and conditions of
these Terms of Use, if any.
2. Description of Digital
Delivery Services
The Site provides a means for
electronically preparing and executing real estate closing documents, including
but not limited to loan documents, security documents, warranties, inspection
documents, title clearance, transfer and insurance documents, affidavits,
disclosures, commitments, surveys, and the like (collectively, “Closing
Documents”). The Website may also include advertisements
of third parties associated or not associated with Digital Delivery. To effectuate such closings, the Site
will require users to register prior to viewing or accessing Closing Documents. You also
understand and agree that the Digital Delivery Services may include certain
communications from Digital Delivery, such as service announcements and administrative
messages and that these communications are considered part of Digital Delivery
membership and You will not be able to opt out of receiving them. Unless explicitly stated otherwise, any new
features that augment or enhance the Digital Delivery Services will be subject to
these Terms of Use. You understand and agree that the Digital Delivery Services are
provided "AS-IS" and that Digital Delivery assumes no responsibility or
liability for the timeliness, deletion, mis-delivery, failure to store any user
communications, personalization settings, or other content maintained or
transmitted by or through the Digital Delivery Services. You acknowledge that
Digital Delivery reserves the right to log off accounts that are inactive for an
extended period of time. You are
responsible for obtaining access to the Digital Delivery Services, and that access
may involve third-party fees (such as to Your Internet service provider and airtime
charges). You are responsible for those fees, including those fees associated
with the display or delivery of advertisements. In addition, You must provide
and are responsible for all equipment You use to access the Digital Delivery
Services.
3. Password
and Security
A user account is required to access the Service and
may be accessed and used only by those authorized individuals who are
registered with Digital Delivery. To open a
user account, You or the Client must complete the registration process by
providing Digital Delivery with current, complete, and accurate information as
prompted by the registration form. In
registering for the Service, You agree to submit accurate, current, and
complete information about You and Your organization, and promptly update such
information. Should Digital Delivery suspect
that such information is untrue, inaccurate, not current, or incomplete,
Digital Delivery has the right, but not the obligation, to suspend or terminate
Your and/or Client’s access to the Site or use of the Service.
Each Client
designates one or more individuals within the Client’s organization to serve as
an employee contact for use of the Service (the “Employee Contact”). If You are an employee of Client, You will
receive instructions regarding Your user identification and password from the
Employee Contact. The Employee Contact
has the authority to restrict Your access to the Site and/or use of the
Service. Digital Delivery shall not be
responsible for any decisions made by the Employee Contact regarding Your
access to and use of the Site and/or the Service.
Upon your initial log-in to the
Service, You will also be asked to choose a personal, non-transferable
password; at that time, you may also be asked to provide confidential
information of your choosing (such as mother’s maiden name, pet’s name, city of
birth, favorite vacation spot, etc.) to be used by Digital Delivery to confirm Your
identity in the event You make a request for Your lost or forgotten
password. Such personal information is
not shared with third parties and is subject to the terms of the Privacy Policy
for this Site.
We use many techniques to
identify users when they register on our Site.
However, because user verification on the Internet is difficult, Digital
Delivery cannot and does not confirm each user’s purported identity.
You are solely responsible for
any and all activities that occur under Your account and for ensuring that You
exit or log-off from Your account at the end of each session of use. You shall notify Digital Delivery immediately of
any unauthorized use of Your password or account or any other breach of
security that is known or suspected by You.
User accounts cannot be “shared” or used by more than one
individual. User licenses can be
transferred to a new user only if a previous user becomes inactive and is
unable to further access the Service. If
You are an Employee of Client, Client shall be bound by Your use of the Site
and/or Service.
We may use cookies and web beacons to
identify users when they register on the Website and to assist users when
logging into the Digital Delivery Services section of the Website. However, because user verification on the
Internet is difficult, Digital Delivery cannot and does not confirm each user’s
purported identity.
4. Your Conduct
You agree
not to:
a. provide
any false information, inaccurate information, or incomplete information
required to access the Site or the Services;
b. upload,
transmit, post, email or otherwise make available to the Site or the Service,
any content or other material in any format that: (i) is false, inaccurate,
misleading, fraudulent, unlawful (including, but not limited to, laws governing
consumer protection, unfair competition, antidiscrimination, or false
advertising), harmful, threatening, abusive, harassing, tortuous, defamatory,
vulgar, obscene, invasive of another's privacy, libelous and/or otherwise
objectionable; (ii) infringes any third party's intellectual property, whether
a copyright, patent, trademark, trade secret, or other proprietary right or
rights of publicity or privacy; or (iii) contains viruses, worms, Trojan
horses, time bombs, cancelbots, easter eggs, corrupted files, or any other
similar software or programs designed to interrupt, interfere, intercept,
expropriate, destroy or limit the functionality of any data, personal
information, computer software or hardware or telecommunications equipment;
c. alter,
remove, or falsify any attributions or other proprietary designations of origin
or source of any other content appearing on the Site or via the Service or contained
in a file that is uploaded to the Site or the Service;
d. impersonate
any person or entity, including, but not limited to, a Digital Delivery official or
falsely state or otherwise misrepresent Your affiliation with a person or
entity;
e. attempt,
through any means, to gain unauthorized access to the Site or the Service, or
another user's account on the Site and/or the Service;
f. forward
or otherwise provide any information regarding the Site and/or Service to any
third party;
g. use
any robot, spider, other automatic device, or manual process to monitor or copy
any information or content contained in the Site and/or the Service without Our
prior express written permission.
Additionally, You agree that You will not take any action that imposes
an unreasonable or disproportionately large load on the Site’s and/or Service’s
infrastructure;
h. create
liability for Digital Delivery or cause Digital Delivery to lose (in whole or in part)
the services of its ISPs or other suppliers; or
i. list
or offer any item or service on the Site (or consummate any transaction that
was initiated using the Service) that, by paying to Digital Delivery a fee or other
consideration, would cause Digital Delivery to violate any applicable law, statute,
ordinance or regulation, or that violate these Terms of Use or Privacy Policy.
The use
of any device, software or routine that interferes or attempts to interfere
with the proper working of the Site or the Service is expressly
prohibited. You may not disclose or
share Your password with any third party or use Your password for any
unauthorized purpose. In any case, You
remain solely responsible for any authorized or unauthorized use of Your
password.
5. Proprietary Rights
Restrictions
a. All material on the Site, including,
without limitation, all informational text, design of and "look and
feel," layout, photographs, graphics, audio, video, messages, files,
documents, images or other materials (collectively, the "Materials"),
whether publicly posted or privately transmitted, as well as all derivative
works, are owned by Digital Delivery or other parties that have licensed their
material to Digital Delivery, and are protected by copyright, trademark and other
intellectual property laws. Digital Delivery
disclaims any proprietary interest in trademarks, service marks, logos,
slogans, domain names and trade names other than its own. Trademarks, logos, images and service marks
displayed on the Site are the property of either Digital Delivery or other third
parties. You agree not to display or use
such marks without Digital Delivery' prior written permission.
b. The
Materials on the Site may not be copied, reproduced, republished, uploaded,
posted, transmitted, or distributed in any way, including by e-mail or other
electronic means. Any modification of
the Materials, use of the Materials on any web site or networked computer
environment, or use of the Materials for any purpose other than personal,
non-commercial use is a violation of the copyright, trademark, and other proprietary
rights in the Materials and is expressly prohibited.
c. If
You have registered with Digital Delivery and have a valid user name and password,
Digital Delivery grants to You a personal, non-exclusive, non-transferable license
to use and display the audio and visual information, documents, products and
software contained in or made available through the Service (the
"Content") solely for Your own internal business purposes. All rights not expressly granted herein by
Digital Delivery to You are reserved by Digital Delivery and/or its licensors.
d. Digital
Delivery alone shall own all right, title, and interest, including all related
intellectual property rights, to any suggestions, ideas, feedback,
recommendations, or other information provided by You relating to the Site
and/or the Service ("Submissions"), and You agree to assign such
Submissions to Digital Delivery free of charge. Digital Delivery may use or not use
such Submissions as it deems appropriate in its sole discretion.
6. Links to Other Web Sites
The Site
may contain links to third party sites. The
linked sites are not under the control of Digital Delivery. Digital Delivery does not endorse, adopt or
undertake any responsibility for the content or privacy practices of any linked
site, including, but not limited to, information provided at the Site that may
link the user to a third-party web site.
In no event shall Digital Delivery or its affiliates be responsible for any
content or other materials on or available through such third-party sites.
7. Information Provided by
Clients
The Site is comprised of multiple components (including, but not
limited to, the Service and its subcomponents), each providing different
aspects of the total Site, and each accessible by different parties. Any information provided by Clients accessing
the Site and utilizing the Service is provided "AS IS" and is subject
to the Disclaimer of Warranties set forth below. Further, Digital Delivery shall not be liable or
responsible for the accuracy, completeness or use of any information, or any
portion thereof, provided by any Client or other user.
8. Third-Party Hosting
Digital Delivery currently maintains and hosts the Site. Therefore, any
information You submit, including Private Information, shall be placed and
stored on a computer server maintained by Digital Delivery. Digital Delivery has implemented technology and
security features and strict policy guidelines to safeguard the privacy of your
Private Information from unauthorized access or improper use. Digital
Delivery reserves the right to contract in the future with a third-party host for
this purpose. Should Digital Delivery so contract with a third party, Digital
Delivery will require the third-party host to maintain "technology and
security features and strict policy guidelines... equal to or greater than those
of Digital Delivery”. Your use of the Site and any provision of Private Information You submit
to the Site constitutes Your acknowledgement that such information or content
could pass through and may be stored in servers outside the control of Digital
Delivery. You agree that Digital Delivery has no
liability or responsibility for any such pass-through or storage of same.
9. Disclaimer
of Warranties
A. YOU EXPRESSLY AGREE THAT USE OF THE SITE
AND THE SERVICE IS AT YOUR SOLE RISK. THE SITE, THE SERVICE AND ANY CONTENT
CONTAINED THEREIN OR DOWNLOADABLE THEREFROM ARE PROVIDED ON AN "AS
IS" AND "AS AVAILABLE" BASIS.
Digital Delivery EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR
IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY, QUIET
ENJOYMENT, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. NO ADVICE OR INFORMATION, WHETHER ORAL OR
WRITTEN, OBTAINED BY YOU FROM Digital Delivery OR THROUGH THE SITE OR THE SERVICE
SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.
B. Digital Delivery MAKES NO WARRANTY THAT THE
SERVICE OR ANY CONTENT PROVIDED THROUGH THE SITE, THE SERVICE, OR ANY CONTENT
CONTAINED THEREIN OR DOWNLOADED THEREFROM WILL MEET YOUR REQUIREMENTS, BE
ACCURATE, COMPLETE, OR TIMELY, OR THAT THE SITE OR THE SERVICE WILL BE UNINTERRUPTED,
TIMELY, SECURE, OR ERROR FREE. FURTHER, DIGITAL
DELIVERY DOES NOT MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE
USE OF THE SITE OR THE SERVICE. DIGITAL
DELIVERY SHALL NOT BE RESPONSIBLE OR LIABLE FOR THE DELETION, CORRECTION, DESTRUCTION,
DAMAGE, LOSS OR FAILURE TO STORE ANY DATA.
C. YOU UNDERSTAND AND AGREE THAT ANY
MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE
SITE OR THE SERVICE OR ANY CONTENT CONTAINED THEREIN OR DOWNLOADED THEREFROM IS
AT YOUR OWN DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO
YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH
MATERIAL AND/OR DATA.
D. Digital Delivery SHALL NOT BE RESPONSIBLE FOR
ANY LOSS OR DAMAGE CAUSED, OR ALLEGED TO HAVE BEEN CAUSED, DIRECTLY OR
INDIRECTLY, BY THE INFORMATION OR IDEAS CONTAINED, SUGGESTED OR REFERENCED AT
THE SITE THROUGH THE SERVICE, OR ANY USE OF SAME BY YOU.
E. Digital Delivery AND ITS LICENSORS MAKE NO
REPRESENTATION THAT THE SITE, THE SERVICE, OR ANY CONTENT CONTAINED THEREIN OR
DOWNLOADED THEREFROM IS APPROPRIATE OR AVAILABLE FOR USE IN ALL GEOGRAPHIC
LOCATIONS. IF YOU USE THE SERVICE FROM
OUTSIDE THE UNITED STATES OF AMERICA, YOU ARE SOLELY RESPONSIBLE FOR COMPLIANCE
WITH ALL APPLICABLE LAWS, INCLUDING WITHOUT LIMITATION EXPORT AND IMPORT
REGULATIONS OF OTHER COUNTRIES.
10. Limitation of Liability
DIGITAL
DELIVERY AND ITS EMPLOYEES, SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT,
INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, RESULTING FROM THE USE OR THE INABILITY
TO USE THE SITE, SERVICE OR ANY CONTENT CONTAINED THEREIN OR DOWNLOADABLE
THEREFROM, OR ANY INFORMATION OBTAINED AT THE SITE THROUGH THE SERVICE, OR FOR
THE COST OF PROCUREMENT OF SUBSTITUTE PRODUCTS AND SERVICES OR RESULTING FROM
UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, OR FOR THE
USE OR MISUSE OF DATA BROUGHT ABOUT BY USE OF THIRD-PARTY SERVERS, INCLUDING,
BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLES
EVEN IF FORESEEABLE OR Digital Delivery HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH
DAMAGES. YOU AGREE THAT Digital Delivery'
LIABILITY HEREUNDER FOR DAMAGES, REGARDLESS OF THE FORM OF ACTION, SHALL NOT
EXCEED THE ACTUAL TOTAL AMOUNT PAID FOR SERVICES PAID TO Digital Delivery.
Certain
states and/or jurisdictions do not allow the exclusion of implied warranties or
limitation of liability for incidental or consequential damages, so the
exclusions set forth above may not apply to You.
11. Indemnification
You agree to indemnify, hold harmless and release Digital Delivery (and its
employees, officers, directors, stockholders, agents, licensors and their
respective successors and assigns), from and against any and all claims,
damages, costs and expenses, including reasonable attorney's fees, arising from
or related to Your use of the Site, the Service and/or any content contained
therein or provided thereby, including, but not limited to, information from
third-party web sites linked to the Site.
12. Local Laws and Export Controls
The Site
provides services and uses software and technology that may be subject to
United States export controls administered by the U.S. Department of Commerce,
the United States Department of Treasury Office of Foreign Assets Control, and
other U.S. agencies and the export control regulations of the European
Union. You acknowledge and agree that
the Site shall not be used, and none of the underlying information, software or
technology may be transferred or otherwise exported or re-exported to
Afghanistan, Burma, Cuba, Iraq, Iran, Libya, Sudan or any other countries to
which the United States and/or the European Union maintains an embargo
(collectively, the "Embargoed Countries"), or to or by a national or
resident thereof, or any person or entity on the U.S. Department of Treasury's
List of Specially Designated Nationals or the U.S. Department of Commerce's
Table of Denial Orders (collectively, the "Designated
Nationals"). The lists of Embargoed
Countries and Designated Nationals are subject to change without notice. By
using this Site, You represent and warrant that You are not located in, under
the control of, or a national or resident of an Embargoed Country or a
Designated National. You agree to comply strictly with all U.S. and European
Union export laws and assume sole responsibility for obtaining licenses to
export or re-export as may be required.
This Site
may use encryption technology that is subject to licensing requirements under
the U.S. Export Administration Regulations, 15 C.F.R. Parts 730-774 and Council
Regulation (EC) No. 1334/2000.
Any
diversion of the Content contrary to United States law is prohibited. None of the Content, nor any information
acquired through the use of the Site or the Service, is or will be used for
nuclear activities, chemical or biological weapons or missile projects, unless
specifically authorized by the United States Government or appropriate European
body for such purposes.
13. Changes to the Site
Digital
Delivery reserves the right to modify, suspend or discontinue all or any portion of
the Site and/or the Service at any time, without notice. Unless stated otherwise, any new features to
the current Site or Service shall be subject to these Terms of Use. Certain areas of the Site are currently
accessible to users without charge; however, Digital Delivery reserves the right to
charge users for access to or use of any portion of the Site in the
future.
14. Failure to Abide by these Terms
Digital
Delivery may, in its sole discretion, remove Your information from the Site, warn
Digital Delivery’s community of Your actions, issue a warning, suspend or terminate
Your account and any current activities at the Site immediately, without notice
to You, and refuse to provide our Services to You if You breach these Terms of
Use, or if We are unable to verify or authenticate any information that You
provide to Us, or if we believe Your actions may cause financial loss or legal
liability for You, Digital Delivery’s other Clients or users, or Us. Digital Delivery reserves the right, in its sole
discretion, to refuse access to any user at any time to those portions of the
Site that require registration. You agree that Digital Delivery shall not be liable
to You or any third party for any termination of Your access to any Material,
Content, the Service, and/or the Site.
15. Dispute Resolution; Governing Law; Consent
to Jurisdiction
Any
controversy, dispute or claim rising out of or relating to these Terms of Use
shall be settled by final and binding arbitration in accordance with the
Arbitration Rules of the American Arbitration Association in front of three (3)
arbitrators, and judgment on the award rendered by the arbitrators may be
entered in any court having jurisdiction thereof. However, the parties agree that this
arbitration clause shall not preclude Digital Delivery from filing a petition in
court seeking equitable relief in the form of a temporary restraining order,
temporary injunction and permanent injunction for alleged violations of Your
obligations under these Terms of Use regarding nondisclosure, nonsolicitation,
and noncompetition. A party shall have
the right to pursue the same causes of action and obtain the same damages in
arbitration that the party could pursue in any court. Any arbitration brought under the terms of
these Terms of Use shall be conducted in the following manner:
a. Locale
of Arbitration. The arbitration hearing
shall be held at the offices of the American Arbitration Association's office,
in Dallas, Texas.
b. Time
Limitations. The parties agree that the
following time limitations shall govern the arbitration proceedings conducted
under the terms of this Agreement.
i. Any
demand for arbitration must be filed within sixty (60) days of the date on
which the dispute arises or the alleged breach occurs. A demand for arbitration must be made in
writing and served on the other party.
The demand shall state the claims made by the party seeking the
arbitration and the relief the party is seeking.
ii. The arbitration hearing must be held
within thirty (30) days of the date on which the arbitrators are selected by
the parties. The arbitrators shall be
from the Computer Disputes Advisory Committee List of the American Arbitration
Association.
iii. In order to ensure a fair hearing, and
consistent with achieving the objective of any expeditor's proceeding, the
arbitrators shall have discretion to order pre-hearing exchange of information
by the parties, including, without limitation, production of requested
documents, exchange of summaries of testimony of proposed witnesses, and
examination by deposition of parties and third party witness.
c. Expenses
of Arbitration. The expenses of the
arbitration, including each party's attorney's fees, shall be borne in such
proportion, as the arbitrators shall decide.
Further,
You agree that these Terms of Use are governed by the laws of the State of
Texas and that proper and convenient venue lies exclusively with the courts of
Dallas County, Texas. You agree to be
subject to the personal jurisdiction of the State and federal courts sitting in
or having jurisdiction over Dallas County, Texas, U.S.A. in the event that any
litigation results concerning any aspect arising out of these Terms of Use.
16. Digital Delivery Privacy Policy
On-line
information collected and certain other information about You is subject to Our
Privacy Policy. For more information,
please see our full Privacy Policy.
17. Miscellaneous
You and Digital Delivery are independent contractors,
and no agency, partnership, joint venture, employee-employer or
franchiser-franchisee relationship is intended or created by these Terms of
Use.
If any
provision of these Terms of Use is found to be invalid or unenforceable by a
court of competent jurisdiction, such provision shall be severed from the
remainder of these Terms of Use, which shall remain in full force and
effect. No waiver by either party of any
breach or default hereunder shall be deemed to be a waiver of any preceding or
subsequent breach or default. The
section headings used herein are for convenience only.
YOU
ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF USE, UNDERSTAND THEM, AND AGREE
TO BE BOUND BY THEIR TERMS AND CONDITIONS.
Except as explicitly stated otherwise, any
notices shall be given, if to Digital Delivery, by postal mail to Digital Delivery Inc.
Attn: Matt Filpi, 4400 Alpha Road, Dallas, Texas 75244, or, if to You, using
the email address You provide to Digital Delivery during the registration
process. Notice shall be deemed given 24
hours after email is sent, unless the sending party is notified that the email
address is invalid. Alternatively, We may give You notice by certified mail,
postage prepaid and return receipt requested, to the address provided to
Digital Delivery during the registration process.
In such case, notice shall be deemed given three (3) days after the date
of mailing.
If You
have any questions or comments about these Terms of Use, please click here support@DigitalDeliveryInc.com for the
person you should contact.